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Sep 28, 2017 - 34 minute read

What do you need for a personal loan

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What do you need for a personal loan

For qualified borrowers, the maximum APR including interest, fees, and other costs cannot be more than 36. However, there is no guarantee that you will find a lender wiling to work with you.

If your credit is poor, theres a chance you wont be able to get a loan. OppLoans. Online lender OppLoans offers personal installment loans to borrowers in 16 states. Its interest rates range from 99 to 199 APR.

Thats much more than a bank loan, but its still cheaper than most payday loans.

What do you need for a personal loan

All one needs to do is to complete a two-page application form and submit it to the lender for approval. The application form takes less than three minutes to complete and requires the borrower to provide his personal details such as mailing address, social security number, employment details and the like. Once the application is submitted online, the lender runs a simple verification process that aims at estimating the borrowers capability to repay the loan. The verification takes few minutes and almost always ends in instant approval.

Instant approval is a big advantage of all bad credit loans 24 7 very much appreciated by many bad credit holders. The moment the borrowers loan application receives an instant approval status, the lender directly deposits the money on the borrowers bank account. Money same day. One of the biggest benefits of online loans is a fast money transfer. First the borrowers application undergoes a fast and simple verification process designed for instant approval.

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