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Sep 28, 2017 - 34 minute read

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Some lenders may pursue you by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges andor raised interest and may affect your credit score.

Please read the charges section of the lenders website before finalising your loan. Collection Practices. Most lenders will contact you by phone, letter andor email in order to rearrange payment.

Non-payment may result in charges andor raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges. If you wish to renew your loan, you should contact your lender in advance of your repayment best for personal loans. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed.

Best for personal loans

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